Particularly, the CRR is the minimum amount of the total deposits of customers that need to be maintained by the commercial as a reserve bank either in cash or as deposits with RBI. The rate of CRR will be fixed as per the guidelines of the central bank. The amount of CRR is to be held or reserved in cash or cash equivalents with RBI. The main aim of CRR is to ensure that banks do not run out of cash to meet their depositors' payment demands. The cash reserve ratio is computed as a percentage of the net demand and time liabilities of each bank. In the case of depositors when the bank sincerel

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